2025 Dual Plus (HMO-POS D-SNP) Plan H6453-019 - $0 or $38 per month


Must be enrolled in Medicare and Medicaid to enroll in this plan

Available statewide

 $0 or $38 premium

 $4,200 on a Flex Card to pay for out-of-pocket costs, including:

  •  $1,500 to pay for prescription hearing aids

  •  $300 to pay for eyewear like eyeglasses and contact lenses from your choice of hundreds of participating providers and retailers

  •  $2,400 ($100 available per month combined for healthy foods and over-the-counter items that you can purchase at major retailers or online and $100 available per month to pay for approved utility services, such as phone, gas, electric, water, internet, cable or satellite television)

    • Benefit restrictions/maximums apply

    • Unused funds for healthy food, over-the-counter items and utility services do not roll over to the next coverage period and will expire at the end of each month.

 $0 deductible for in-network medical services, if you are eligible for Medicare cost-sharing assistance

 $0 copay and no deductible for all covered prescription drugs

 See a specialist without a referral


In-Network Medical
& Hospital Benefits

  HMO-POS D-SNP
Premium $0 or $38 Per Month**
Medical Deductible $0 or $240 Per Year** (if eligible for Medicare cost-sharing assistance)
Preventive Care $0 Copay
Primary Care Visits $0 Copay or 20% After Part B Deductible**
Specialist Visits $0 Copay or 20% After Part B Deductible**
Urgent Care $0 Copay or 20% Coinsurance up to $45**
Emergency Room Care $0 Copay or 20% Coinsurance up to $100 (worldwide ER not covered)**
Inpatient Hospital Care $0 Per Day or $1,632 deductible for Days 1-60** $0 or $408 per day for days 61-90** $0 or $816 per day for days 91-150** (Per benefit period)
Outpatient Hospital Surgery $0 Copay or 20% After Part B Deductible**
Maximum Out-of-Pocket Limit $9,350 Per Year

**Member cost-sharing depends on the member’s level of assistance from Medicaid

DUAL PLUS (HMO-POS D-SNP)
H6453-019

IN-NETWORK BENEFIT DRUG STAGES COST SHARE
PRESCRIPTION DRUGS (31-day supply) Deductible $0
Generics $0
Brand $0
Coverage Gap $0

Plan Features to Help Keep You Healthy
(HMO-POS D-SNP)

Flex Card $4,200 on a Flex Card to pay for out-of-pocket costs, including:
  • $1,500 to pay for prescription hearing aids
  • $300 to pay for eyewear like eyeglasses and contact lenses from your choice of hundreds of participating providers and retailers
  • $2,400 ($200 available per month) combined for healthy foods and over-the-counter items that you can purchase at major retailers or online
    • Benefit restrictions/maximums apply
    • Unused funds for healthy food, over-the-counter items and utility services do not roll over to the next coverage period and will expire at the end of each month.
Dental Services Dental benefits including two dental cleanings and two exams per year covered at no cost (total allowance of $4,000 combined preventive and comprehensive dental services). Can use allowance amount toward dentures.
Vision Services No-cost routine eye exam (up to 1 every year) with the freedom to choose from hundreds of participating providers, plus $300 to spend on eyewear via Flex Card
Hearing Services $0 copay for routine hearing exam (up to 1 every year), plus $1,500 to spend on prescription hearing aids via Flex Card
Fitness Benefit No-cost fitness studio/gym membership, plus digital fitness and wellness content
Healthy Foods, Over-the-Counter Items and Utilities $2,400 ($100 available per month combined for healthy foods and over-the-counter items that you can purchase at major retailers or online and $100 available per month to pay for approved utility services, such as phone, gas, electric, water, internet, cable or satellite television).
  • Benefit restrictions/maximums apply
  • Unused funds for healthy food, over-the-counter items and utility services do not roll over to the next coverage period and will expire at the end of each month.
Transportation 84 one-way trips per year
Personal Emergency Response System Covered at no cost with 24/7 service

* For in-network services only, where applicable. Retailer restrictions may apply.


2025 Dual Plus (HMO-POS D-SNP) Plan H6453-019 Documents:


The benefit information provided is a brief summary, not a complete description of benefits. Premiums and copayments/coinsurance amounts may change on January 1 of each year.
If you would like to speak with an agent or request a free kit, please call us toll free at 1-800-232-4967 (TTY 711) 7 days a week from 8 a.m. – 8 p.m.